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Welcome to University Credit Union

Your Approval Letter Awaits You! It's really that simple. We've eliminated the paperwork to offer you a hassle free application process. A few questions equals an on-line decision within minutes. It's just a few clicks away with MortgageClick.



Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Getting Value Out Of Your Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.




Today's Rates
Today's loan rates
RatePointsAPRPayment
30 Year Maine State Housing Authority
Interest Rate3.375%Discount Points0APR3.537%Payment Amount$442
No PMI Purchase 30 Year Fixed 90%
Interest Rate4.000%Discount Points0APR4.083%Payment Amount$477
Purchase Primary Residence 30 Year Fixed 97%
Interest Rate3.750%Discount Points0.250APR3.936%Payment Amount$463
30 Year Fixed (Service Retained)
Interest Rate3.500%Discount Points0.250APR3.684%Payment Amount$449
15 Year Fixed (Service Retained)
Interest Rate3.125%Discount Points0APR3.416%Payment Amount$697



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Explore your loan options...

Just looking? Our Loan Consultant will provide you the best terms available.  Answer a few short questions and in moments you'll discover the rates and fees specific to your request.

Ready to Apply? First Choose the product that best meets your needs and then we will guide you through your application!