Skip to Content
 

Have an application?

Login to complete an unfinished application or see the status of your submitted application.



Where to Start

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying, refinancing or tapping equity in a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Refinancing Your Home

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying, refinancing or tapping equity in a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Home Equity Loan

Home Equity Loan

Thinking about home improvements or debt consolidation? Now is the perfect time to use equity in your home. We offer loan amounts up to $50,000. Higher loan amounts may be available on fixed rate product if your 1st is with PNW.

The Mortgage Process

Buying, refinancing or tapping equity in a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Information For First-Time Home Buyers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying, refinancing or tapping equity in a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Construction/Land Loan

Construction Loans

Ready to buy your dream lot and build your dream home? Check out our options to help you achieve your dream. Keep it Local!

The Mortgage Process

Buying, refinancing or tapping equity in a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.



Pacific NW Federal Credit Union

Loan Origination Company NMLS #421709

12005 NE Erin Way, Portland, OR 97220

Phone:  503.256.5858 

Toll Free:  800.444.5858 

Fax:  503.258.2712

Email:  emortgage@pnwfcu.org

Home Rewards Program!  Don't miss out on your reward!

Buying or Selling a Home?

Pacific NW Federal Credit Union's Approved Broker Program** gives you access to a select group of real estate professionals who have pledged exceptional service for our members.

20% Cash Back Reward of the gross commission paid to your approved Broker! Commissions are based on the purchase price of the home you buy and/or sell through Pacific NW Federal Credit Union Real Estate Services! 

Cash Back Examples*
$200,000 = $1,200 Savings
$300,000 = $1,800 Savings
$400,000 = $2,400 Savings
$500,000 = $3,000 Savings
$900,000 = $5,400 Savings

Homebuyer Benefits and Discounts available!



Free Appraisal With Your Purchase!

Save money on your home purchase.  We're covering the cost of the appraisal!  That's one less thing to worry about, so you can pocket the extra cash for other necessities.




Today's Rates
Today's loan rates
RatePointsAPRPayment
15 Year Fixed
Interest Rate6.375%Discount Points0APR6.607%Payment Amount$3,457
30 Year Fixed
Interest Rate6.875%Discount Points0APR7.021%Payment Amount$2,628
15 Year Fixed Home Equity
Interest Rate7.650%Discount Points0APR7.830%Payment Amount$468
Home Equity Line of Credit
Interest Rate8.500%Discount Points0APR8.500%Payment Amount$750
Construction Loan
Interest Rate6.875%Discount Points0APR7.487%Payment Amount$2,102