Welcome to Bourns Employees Federal Credit UnionYour approval letter awaits you! We've eliminated the paperwork to offer you a hassle free application process. "Today's Rates" on the right highlights our most common products. View the Rate Page here for more options or even use the Check Rates to get offerings and terms specific to your needs. Where to StartInformation For First-TimersFirst-Time Home Buying Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience. The Mortgage ProcessBuying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home. Purchasing A HomePurchasing a Home Buying a new home is exciting and the process of financing it is now faster and easier than ever before. The Mortgage ProcessBuying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home. Start Saving By RefinancingRefinancing a Home If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project. The Mortgage ProcessBuying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home. Getting Value Out Of Your HomeHome Equity Loan Process Thinking about home improvements? Now may be the perfect time to upgrade your home. A home equity loan can help. The Mortgage ProcessBuying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home. NEW!!! Financing up to 97% available for First Time Home Buyers and certain Fannie Mae owned loans.Restrictions: For a purchase, one of the borrowers must be a First Time Home Buyer (not owned a home in the past three years). For a refinance, your current mortgage must be owned by Fannie Mae. | Have an application?Login to complete an unfinished application or see the status of your submitted application. Check out these features...Ready to apply? Our Loan Consultant will get you started! Visit our Rate Page for an overview of programs and rates. Need an idea of how much you might afford? Get Pre-Qualified. |