You don't need a crystal ball to find the answer to this question. You need to run the numbers. That's the only real way to predict if refinancing your home at this point is a good move. If interest rates decrease over time, to a level that is lower than your current mortgage rate, the time to "refi" may be here. Or maybe you are interested in taking some cash out of your home for debt consolidation or home improvement. A "refi" lets you use your home's equity to invest in your future. Refinancing requires you to go through our simplified application process.
How Much Can I Borrow?
Please provide your annual income and we will calculate the maximum amount you can potentially refinance. This calculator assumes that the loan-to-value of your refinance will not exceed 80%.
What's My Monthly Payment?
Will the size of your monthly payment pinch your pocket book? Find out based on the amount you want to borrow.
Take a look at how long it will take to realize savings if you refinance. (This calculator does not take into account savings you may realize if you are doing debt consolidation and paying off high rate credit cards or line of credit debt.)
Reduce Your Term
Want to know how much you'll save in the long run by refinancing your home loan right now? It's easy! Just fill in the fields and find the answer.
The Loan Consultant feature determines the products and rates that match your needs.
Ready to Start?
To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.Apply